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Rothesay is a UK insurance company purpose built to protect pensions. We are the largest specialist pension insurer in the UK, managing over £50bn of assets and securing pensions for over 810,000 people. We secure pensions for over 170 pension schemes and insurers including British Airways, Post Office, ASDA, National Grid and Aegon.
At Rothesay, we are striving to transform our industry. We believe deeply in creating real security for the future and our leadership in finding new and better ways to do that is the key to our success. To do that, we need the very brightest original thinkers to bring creativity as well as rigour. Rothesay is a rewarding place to work, where quality people can thrive and prosper. We pride ourselves on the connections our people build, many of whom have been with us for over ten years.
Job responsibilities
Deal evaluation
- Conduct detailed credit analysis and underwriting of lending opportunities including identification and assessment of risks and running scenario analyses
- Propose loan structures and covenant packages appropriate for a given deal. Propose appropriate loan pricing supported by relative value analysis
- Build complex dynamic financial models to analyse investment opportunities, test assumptions and run sensitivities
- Prepare detailed investment committee papers which concisely present the opportunity, clearly identify and assess the risks of the deal and present appropriate loan and internal metrics for consideration
- Participate in presentation of investment committee papers to committee of senior decision makers
- Liaise with internal (primarily credit) and external parties (primarily brokers, borrowers, researchers etc) required to complete the analysis on a potential deal and prepare investment committee papers
Deal execution
- Support the closing of loan transactions
- Review due diligence reports and robustly challenge assumptions and conclusions to ensure that the due diligence process has been thoroughly completed and potential risks identified
- Review and input into commercial aspects of the loan agreement and ensure that the loan document reflects commercially agreed position
- Prepare and participate in presentation of final credit committee papers incorporating final risk assessment and significant findings of due diligence
- Demonstrate strong commercial judgement and project management skills to assist in the management of internal parties involved in the loan execution process as well as 3rd party advisors and borrowers
Skills and experience
- Dedication to role – Motivated to provide an effective support service across all facets of role
- Team Player – Demonstrates evidence of being a strong team player, collaborates well with others and encourages other admin team members
- Communication – Ability to communicate what is relevant and important in a clear, constructive and concise manner
- Organised - Ability to work under pressure and prioritise workload in a fast paced environment. Ability to work autonomously with limited supervision
- Creative and innovative – Looks for ways to improve current processes and help develop creative solutions that have practical value for the admin team
- Judgement and Problem Solving – Proactive, sees the big picture and willing to be flexible to solve issues as they arise
Inclusion
Rothesay actively promotes diversity and inclusivity. We know that our success depends on our people and that by nurturing a culture that values difference, we create a stronger, more dynamic business. We welcome applications from all qualified candidates, regardless of race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability or age.
Disclaimer This position description is intended to describe the duties most frequently performed by an individual in this position. It is not intended to be a complete list of assigned duties, but to describe a position level. The role shall be performed within a professional office environment. Rothesay has health and safety polices that are available for all workers upon request. There are no specific health risks associated with the role.
