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In Customer Products & Propositions, we analyse customer journeys, create new products, and explore new and better ways to serve our commercial banking customers. From entrepreneurial start-ups to FTSE100 customers, we design products and propositions with our customers in mind to enhance the end-to-end customer experience and drive sustainable value for the bank.

Our worldclass graduate programme

As a graduate trainee in Customer Products & Propositions, we’ll give you the best possible start to your career by equipping you with the knowledge, skills and experiences you’ll need to make a significant impact through your work.

Over the course of this two-year programme, you can expect to:

  • Work at the forefront of innovation to explore new and better ways to serve our customers’ needs through our award-winning digital channels
  • Develop a deep understanding of product development, customer journeys, innovation and our growing digital banking proposition
  • Collaborate, solve challenges, and deliver the best possible experience for colleagues and customers through our unique Customer Goal and Journey model
  • Complete a variety of placements across the other commercial banking streams which allows you to build a balance of depth and breadth of skills and experiences
  • Study towards a professional qualification, with the opportunity to tailor your experience in your second year by choosing what you want to study

How you’ll benefit

We’ll reward you with a starting salary of £35,000 a year. And on top of your salary, you’ll also have access to our flexible benefits package.

You can expect to:

  • Accelerate your product and proposition development capability
  • Develop robust credit, lending and risk management skills
  • Learn from industry experts and immediately apply your learnings
  • Expand your global professional network
  • Grow your confidence and build your resilience
  • Access world-leading research and insights
  • Test and learn new approaches in a safe, inclusive environment
  • Experience first-hand what it’s like working in a purpose-driven organisation

At the end of the programme, you’ll be well positioned to apply for roles such as Product Analyst, Capital Management Associate and Digital Consultant, to name just a few.

Entry requirements

To be eligible for our Customer Products & Propositions graduate programme, you’ll need:

  • To have, or be on course to achieving a 2:1 in your degree
  • A passion for innovation
  • Good communication skills
  • A strong customer focus
  • To be curious, and willing to approach things from a fresh perspective

Ready to apply

The application window for this programme will be open until we receive enough applications to fill our cohort. When that happens, we’ll close the programme to new applications. It’s important to take the time to make sure you’re making the right decision about the programme you want to apply for (you can only apply for one programme) but please complete your application as soon as you can to make sure you don’t miss out!