Help us to deepen relationships with our customers. 

We’re here to Help Britain Prosper – putting the ever-changing needs of our customers at the heart of everything we do. Our Consumer Lending function is all about supporting our customers' borrowing needs, whether they're banking with us directly or choosing our products through intermediaries. .

From mortgages and loans to credit cards and vehicle leasing and purchasing, we're here whatever their needs. Via our trusted brands, with names you’ll recognise such as Halifax, Lloyds Bank, Lex Autolease, MBNA and Blackhorse Finance, we’re beside our customers them as they make their way through life.

Right now, we’re looking for great people to join our Consumer Lending Industrial Placement programme. You’ll learn all about our lending propositions and how we use data, technology and personalisation to help our customers, making it simpler for them to access the products that they need, when they need them. Grab the opportunity to start a career that makes a difference for millions. 

Plus, you’ll be joining us during a period of major transformation. We’re putting unprecedented levels of investment into our tech platforms people and processes, meaning lots of exciting possibilities for everyone within our Group, and for people like you.

Is our Consumer Lending Industrial Placement for you?

Curious? Love a good problem to solve? Ready to dive in and get to grips with new technologies and new programming languages? We want to hear from you. And all the better if you can demonstrate skills in creativity  collaboration and communicating well with others.

Consumer Lending is all about helping our customers to borrow in a safe, responsible way, supporting them to achieve their aspirations – whether that’s buying a car or purchasing their first home. Which means we’re looking for people who can think proactively and work creatively with data, with a keen interest in designing solutions that put the customer experience front and centre. 

What you’ll learn 

You’ll hit the ground running, working alongside our experienced teams on a range of projects, from product sustainability to evaluating product performance, across the whole of the lending portfolio. You’ll get first-hand experience in meeting our customers' needs, with exceptional training to help you succeed and make a real impact.

After 12 months, you’ll be fully up to speed with consumer lending, with experience and confidence to take your next big career step. Plus, you’ll be able to directly apply to our Consumer Lending Graduate Scheme.

The work you could be doing

  • Getting to grips with everything Consumer Lending and getting involved in product development.
  • Developing strong analytical skills with the additional opportunity to develop database coding.
  • Evaluating product performance, presenting findings, and making recommendations to our senior leadership teams.
  • Leading and managing projects aligned to our strategic priorities, such as sustainability.
  • Simplifying processes, automating decisions, and enhancing data insights. 

Requirements

What you need to apply: 

  • In your penultimate year of university during the placement dates. 
  • Strong problem-solving skills. 
  • A passion for learning. 

Locations

Location information will be announced soon. We support hybrid working with at least two days a week in the office. We'll agree on specifics once you join.

Duration

One year from July 2025 to June 2026.

Closing date

Applications for our Consumer Lending Industrial Placement programme close on 15th December.

Our Industrial Placement programmes may close early if we receive a high number of applications, so it’s best to apply as soon as you can.

How to Apply 

Our application process is designed to help you shine. We want everyone to feel they belong and can be their best, regardless of background, identity, or culture.